Household contents insurance for discovery. 

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Household contents cover

Safeguard your valuable possessions with comprehensive cover from Discovery Insure’s household contents insurance at affordable rates tailored to your needs.

Whether you’re a homeowner or renting property, you need household contents insurance. This type of insurance covers everything you have in your home, from appliances and furniture to clothing and pots.

Choose from any of our three plans
and be covered for:


No excess for theft and weather-related claims
  • Theft or attempted theft.
  • Cover for damage caused by storm, rain, wind, hail, snow or flood.
Home Assist
  • Emergency locksmith services on external doors.
  • Electricity and plumbing services on call.
Home Protector
  • Emergency home security (security guards) for up to a specified duration of time.
  • Alternative accommodation up to a specified amount.

RELATED : Standard Bank Home contents insurance

Accidental damage and power surge cover

Accidental damage to your household contents can happen any time. Get automatic cover for accidental damage to television sets and glass (up to the sum insured).

With increased likelihood of loadshedding and power cuts, the risk of a power surge has increased. Our Essential and Classic plans offer embedded power surge cover up to a specified amount. The Purple Plan includes cover for the full amount insured.

To further protect your home from power surges, we offer an additional power surge buy up cover on the Essential and Classic plans.


Tailor your household insurance
with these optional features:

Comprehensive accidental damage cover

You can get additional accidental damage cover for more peace of mind (automatically included on the Purple plan)

More than 60 days’ unoccupied

We’ll cover you for loss or damage if your building is unoccupied for more than 60 consecutive days

Comprehensive subsidence and landslip cover

Cover your household contents for loss or damage as a result of damage to or destruction of your building caused by subsidence or landslip

Excess flexibility

You can choose an excess amount to suit your needs, including zero excess across all sections of cover

Cover for goods in the open

You can choose to increase the benefit limit that covers goods in the open for an additional monthly premium

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Buildings insurance

Buildings insurance from Discovery Insure covers the main building and any outbuildings on your property in Discovery’s comprehensive buildings cover.

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Portable possessions insurance

Get comprehensive portable possessions cover that will peace of mind that your items are covered when you take them out of your home.

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