Santam All risks insurance

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Cover for All risks

Extend your home contents insurance to cover the items that are important to you outside of your home

Everyone owns something special that they don’t want to break or lose. It could be anything from family heirloom jewellery to a brand-new laptop or an expensive camera. No matter what your treasured possession is, you may need All risks insurance to protect it.

All risks insurance at a glance

Laptops

Bicycles

Computer equipment

Audiovisual equipment

Musical instruments

Home entertainment devices

Medical equipment

Camping gear

Bank vault contents

Vehicle sound equipment

Jewellery

Collections and personal documents

Mobile communication devices

Photographic equipment

Eyewear

Sports gear

Laptops

Bicycles

Computer equipment

Audiovisual equipment

Musical instruments

Home entertainment devices

Medical equipment

Camping gear

Bank vault contents

Vehicle sound equipment

Jewellery

Collections and personal documents

Mobile communication devices

Photographic equipment

Eyewear

Sports gear

Laptops

Bicycles

Computer equipment

Audiovisual equipment

Musical instruments

Home entertainment devices

Medical equipment

Camping gear

Bank vault contents

Vehicle sound equipment

Cellphone insurance

Cover for your smartphone as well as any other accessories (power bank, charger, or headphones, for example) if it is specified in your home insurance policy. This insurance policy will compensate you in the event of loss or damage to items you normally carry with you outside your home.

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Laptop insurance

We offer cover for your laptop as well as any laptop accessories (charger and cables, for example), including standard software available in retail stores if it is specified as part of your home insurance policy.

Cycling gear

Comprehensive cover for your cycle wear, bicycle as well as running and cycling technology (including cellphone, smartwatch, Garmin, iPod, etc.) under our All risks cover. This insurance product will compensate you in the event of loss or damage to items you normally wear outside your home. Specific sporting gear such as your cycling kit, helmet and cleats can also be specified under your personal insurance policy.

Smartwatch – wearable technology used for running

You only have to count how many people show up on race day to see how popular endurance running has become in South Africa. While most runners want nothing more than a good pair of running shoes, many have started using wearable technology to track their distance and time while pumping out a great running playlist. We will cover your wearable technology if it is specified in your home insurance policy.

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