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We understand how important your privacy is and will protect your personal information. By providing your personal information you are agreeing that we may process it to furnish you with a quote. Also note that some advisors work under supervision.  This is to ensure that you’ll get nothing but awesome service, all of the time! Premiums quoted are risk profile dependent and reviewed annually based on risk profile and economic factors. Ts, Cs and limits apply. It is important to provide us with correct information, otherwise it could affect the outcome of your claim. The OUTbonus is a standard product feature, only paid after three claim-free years and premium dependent.

Home contents insurance – keep your belongings protected

Take a moment to think about all the valuables inside your home. From electronics and appliances to furniture and décor, you’ll want it all protected. And all at a price you can afford.

We’ll cover all your home contents against theft, intentional damage, as well as damage caused by a power surge or a burst geyser. Plus, damage due to fire, lightning storm, hail and flood.

Why choose home contents insurance from OUTsurance?


You’ll get 10% of your paid premiums back in cash after three claim-free years.

LEARN MOREHelp@OUTGet access to plumbers, electricians, locksmiths and more, 24/7.LEARN MORE

Low flat excess

Irrespective of the size or value of your claim, your excess remains fixed.

Approved partners

We work with a great list of service providers, ensuring your items are replaced or repaired as soon as possible. 

Bonus benefits

Get extras, such as grocery cover when the power goes out, cover for lost keys and much more!

Add these for complete home insurance peace of mind

Portable possessions insurance

While you’re insuring all that stays within your home, what happens when you leave with some of those items? Get cover for jewellery, watches, cellphones and photographic equipment.

Find out more

Buildings insurance

Get cover for the physical structure of your home, against leaking pressurised pipes, power surges, subsidence, a burst geyser, an explosion or fire. We’re so committed that we’ll even arrange temporary accommodation if an incident has left your house uninhabitable.

Find out more

Legal and medical assistance

Add this to your Help@OUT package and you’ll get 24/7 advice over the phone, 24/7. Get legal assistance and documentation, as well a medical support that includes emergency response, medical transportation, hospital transfers and more.

Help@OUT brochure

Personal accident insurance

Add this to your vehicle, home contents, buildings insurance policy for added peace of mind. You and any member of your household between 14 and 70 get R25 000  cover if death or disability results from an accident.

Find out more

Exclusive extras for women

For a small additional premium, you can take up Lady@OUT. Among a host of benefits, you get added handbag cover, free handyman callouts and added security when you drive or at home.

Find out more

Download contents insurance brochure for more information.

Need to submit a claim?

Making a claim is easy via the website, my.outsurance portal, the App or our friendly call centre. Find out everything you need to know in our How to claim section.


We also offer Car insurance and Personal possessions insurance.

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