Suntam Liability insurance

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Allow your business to grow with the protection of liability cover

While the cost of replacing physical property can be relatively easy to determine, the same can’t be said for liability claims. As society becomes more aware of its rights, protecting your company against liability has become an essential part of running a business and ensuring its future. Santam’s Business liability cover can provide you with a wide range of solutions to protect your business from potential exposure to public liability losses. This specialist cover can be added to your existing business policy, allowing you to combine it into one comprehensive business insurance policy.

Trust Santam to keep you covered

We are South Africa’s largest insurer

Whether a small business or large corporation, we offer intelligent solutions and support that adapt to your changing needs. That’s why more than 80% of the top 100 JSE-listed companies trust us with their cover.

Tailor-made solutions

We have extensive underwriting experience in liability, niche professional indemnity based on occupation, group personal accident and employers liability insurance. Liability cover is available on our standard commercial offering and is also customised for agri, hospitality, guesthouse, education and religious organisations.

Innovation for success

We are always finding new ways to do insurance good and proper even better. We constantly develop new products and covers to assist brokers in providing niche insurance solutions for their clients, so that they can enjoy the widest possible cover at competitive terms.

Our liability insurance solutions

We offer a wide range of in-depth cover solutions. Talk to our knowledgeable intermediaries to tailor cover that protects your business, giving you the freedom to grow.

Broadform general liability

Products liability and defective workmanship liability

Niche professional indemnity for specific occupations

Employers liability

Group personal accident

Cyber insurance

Insurance products by industry

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Cover to suit your unique business

Our standard business insurance can be customised to meet the needs of any business. We have also created specialised insurance products that cater to the unique needs of specific industries. Take a look at some of these industry specific products below.

Industry specific products

Our standard Business insurance can be customised to meet the needs of any business. We have also created specialised insurance products that cater to the unique needs of specific industries. Take a look at some of these industry specific products below:

Insurance for guesthouses

We offer standard business solutions and industry-specific cover for guesthouses, B&Bs, timeshare and more. Helping to keep your doors open.Learn more

Insurance for the tourism industry

B&B’s, hotels, game farms, golf estates & clubs, restaurants, including franchises, and more.Learn more

Real estate

Get insurance for your residential and commercial real estate against fire, theft, and more, with Santam, South Africa’s trusted insurer.Learn more

Educational institutions

As an educational institution in South Africa, you need insurance that protects you against the risks that are unique to the educational sector.Learn more

Religious institutions

Churches, non-profit organisations, and religious institutions in South Africa need insurance they can trust. Get protected with Santam insurance.Learn more

Cyber security

Do you need cyber security for your business? Get insurance against cyber threats and cybercrime for your business, with Santam insurance.Learn more

Let’s create your perfect solution together.

Contact one of our expert intermediaries to customise your cover.

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